As a college student, you have a lot of expenses to worry about – tuition, books, housing, and more. It can be tough to keep up with everything, and even tougher to get ahead. One way to help make ends meet is by using a credit card wisely. There are a lot of different credit cards out there, so it can be hard to know which one is right for you. That’s why we’ve put together this list of the best credit cards for college students. From cash back rewards to low interest rates, these cards can help you save money and make life a little easier.

Discover it® Student Cash Back

Discover it® Student Cash Back is one of the best credit cards for college students because it offers an impressive cash back program. Cardholders can earn 5% cash back on up to $1,500 in purchases in select categories each quarter, and 1% cash back on all other purchases.

There’s no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year as a cardholder. That makes this card a great option for students who want to earn rewards while they’re studying and build up their credit history.

Citi Rewards+℠ Card

If you’re looking for a credit card that will help you earn rewards while you’re in college, the Citi Rewards+℠ Card is a great option. With this card, you’ll earn 2 points per $1 spent at supermarkets and gas stations, and 1 point per $1 spent on all other purchases. Plus, you’ll get a bonus 10% points back on the first $1,000 spent in eligible categories each year. That means you could potentially earn 20 points back on every purchase made in those categories.

Another great perk of the Citi Rewards+℠ Card is that it doesn’t have an annual fee, so you can keep using it after graduation without having to worry about paying any extra fees. And if you’re looking to build your credit history, this card can help with that too – as long as you make your payments on time and keep your balance low, you should see your credit score start to improve.

Capital One® Journey® Student Credit Card

If you’re a college student looking for a credit card, the Capital One® Journey® Student Credit Card is a great option. With no annual fee and a low APR, this card is perfect for students who are just starting to build their credit. Plus, you’ll earn rewards on every purchase you make, which can be redeemed for cash back or travel.

Buckle Credit Card from First National Bank of Omaha

The Buckle credit card from First National Bank of Omaha is a great option for college students. It offers a 0% introductory APR on purchases and balance transfers for the first 15 months, and there is no annual fee. After the intro period, the APR will be 13.99% – 23.99% Variable.

This card also comes with some great perks, such as 5% cash back on all Buckle purchases, free shipping on all online orders, and exclusive access to sales and events. There is also a points system where you can earn points for every purchase made with the card. These points can then be redeemed for Buckle gift cards or merchandise.

If you’re a college student looking for a great credit card with no annual fee and plenty of perks, the Buckle credit card from First National Bank of Omaha is a great option.

Wells Fargo College Visa® credit card

The Wells Fargo College Visa® credit card is a great option for college students who are looking to build their credit. With no annual fee and a low interest rate, this card is perfect for students who are just starting out with credit cards. Additionally, the card offers a 0% intro APR on purchases and balance transfers for the first 15 months, which can help students save money on interest charges. There are also some great cash back rewards available with this card, including 5% back on gas and groceries and 1% back on all other purchases.

How to use credit cards responsibly

Credit cards can be a great tool for college students if used responsibly. Here are a few tips on how to use credit cards responsibly:

1. Make sure you understand the terms and conditions of your credit card before using it. Read the fine print and make sure you understand all of the fees and charges associated with your card.

2. Use your credit card for emergencies only. Don’t use your credit card to pay for everyday expenses like food or gas. Only use your credit card when you absolutely need it.

3. Pay off your balance in full each month. This will help you avoid interest charges and keep your credit score high.

4. Keep track of your spending. It’s easy to lose track of how much you’re spending when you’re using a credit card, so make sure you keep track of all of your purchases.

5. Don’t max out your credit limit. Using too much of your available credit can hurt your credit score, so try to keep your balances low.

following these tips will help you use credit cards responsibly and avoid any financial pitfalls while in college!

Final Thoughts

There you have it — the best credit cards for college students. If you’re a student, be sure to take advantage of these offers and build up your credit history early. It’s never too early to start thinking about your financial future, and these cards can help you get started on the right foot.