The Top Franchise Opportunities For Those On A Budget

Do you have dreams of becoming an entrepreneur or starting a business, but don’t really know where to begin? Don’t have the money or resources to start a new business completely from scratch?

Maybe you’re worried about putting in all the work to start up a new, great idea, only to find yourself bankrupt and out of work in five years.

Starting a new business is always risky, but there is a way to fulfill your entrepreneurial dreams without taking the same risks of failure or having to build a brand from the ground up. This is where franchising comes in.


One of the many popular fitness groups for mothers, Fit4Mom is a great franchise opportunity for numerous reasons. First, its low start-up costs make it extremely attractive for those on a budget (its initial investment can be as low as $6.2k and no higher than $25k).

Second, if you’re a new mother, Fit4Mom allows you the opportunity to go back to work through starting a new business with low-risk. It also works to provide you with a work-life balance so you can work from home and spend time with your family, as well as working to empower and improve the lives of other mothers in your community.

They provide fitness opportunities alongside education on pre-and post-natal health.

Buildingstars International

If you’re interested in commercial cleaning, this franchise is one of the most flexible and affordable commercial cleaning companies you can own. It’s also one of the top-ranked franchises, making the Entrepreneur Franchise 500 list at number 298.

You can choose to invest in the technician position and only work part-time, or the onsite or corporate manager, depending on the level of responsibility, time commitment, and percentage of revenue you wish to obtain.

This is also a low-risk opportunity; commercial cleaning will always be necessary and is projected to increase after the COVID-19 pandemic along with the rise in new hygiene awareness.

Cruise Planners

With a low initial investment and the opportunity to work from home, Cruise Planners may actually be a dream come true. With an initial investment as low as $2,000 and not exceeding $25,000, almost anyone with big enough savings can begin taking on this franchise experience.

As an added bonus, you’ll have to do little brand-building, as the company is owned by American Express, a world-renowned cruise company. You can spend your days relaxing in bed while working as a travel advisor for those taking a vacation cruise.


Jazzercise boasts one of the lowest franchising fees, at only $1,250, and then an initial investment that can be as low as $2,500 and as high as $38,000. Jazzercise is also already a well-known brand, meaning you won’t have to invest as much into marketing.

Dance fitness has also been exploding in popularity in the fitness industry recently, making this in-demand business well worth the low investment. Not to mention the fact that it’s fun: to acquire this franchise, you’ll need to take some dance lessons if you haven’t already learned how!


Chester’s Chicken is a great franchise opportunity for those wanting to enter the restaurant business. Because it’s a smaller restaurant chain, there is more opportunity for expansion, particularly if you live in a city or town where one does not already exist.

There are also opportunities all over the world, as it is an international franchise. It ranks the Entrepreneur Franchise 500 list at 170 and can be acquired at less than $10,000, depending on your assets and plans for the business.

Dream Vacations

Similar to Cruise Planner, Dream Vacations is yet another travel agency franchise. You can work from home while planning other people’s – well – dream vacations. They boast a franchise fee as low as $500 and an initial investment that can be as low as $4,000 and as high as $22,00.

You also don’t have to train employees, invest in inventory, find a location, or travel; you can run the business entirely from your own bed. Yet another benefit is that they offer vacation destinations that are so cheap it’s like driving to the store.

They want you to be able to upsell vacation destinations and really give expert advice on where your customers are going. Additionally, Dream Vacations will provide training and support for you so that you can run the business to the best of your ability. They don’t want you to fail; after all, they’ve got a brand to protect.

What’s Next?

So, whether you want to enter into a business specializing in fitness, fast food, travel, cleaning, or something else, there is likely a low-cost franchise opportunity out there for you. Look around your community first and think about what your town needs, and you’ll likely find your niche. Is there room for another fried chicken joint?

A good question to ask is are commercial cleaning services in high demand? Are you in a mom group who you think would just love a fitness company dedicated entirely to them? Whatever the case may be for you, there are low-risk business opportunities for nearly any income level.